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110 E Ridge Road, Plantation Key, FL 33036
$575,000
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,749
Lot Size (sq. ft.):
8,621
Status:
Active
Current Price:
$575,000
List Date:
9/12/2026
Last Modified:
11/03/2026
Overview
Description
...
(Read more)
YES, THIS HOUSE NEEDS SOME WORK -- BUT HOW DOES A 4.9% INTEREST RATE SOUND? For a qualified buyer, the existing VA loan may be assumable at an attractive 4.9% interest rate. And here's the important part: you do NOT have to be a Veteran to qualify for the assumption. Buyer qualification, loan servicer approval, and applicable terms and conditions are required.
Now, about the house. This 3-bedroom Islamorada home is livable in its current condition, but it's ready for updating and a new owner's vision. The home is dated and needs a new roof, while its concrete construction, generously sized rooms, functional floor plan, and oversized lot provide plenty to work with. Update it over time or take on a larger renovation and make it completely your own--the choice is yours.
Then there's the location--something you can't renovate or replace. Founders Park is directly across the street, putting the bayfront beach, community pool, public boat ramp, sports fields, playgrounds, dog park, and year-round community events practically at your doorstep.
This isn't a shiny, newly remodeled home--and that's part of the opportunity. It's a chance to buy in a desirable Islamorada location, add your own improvements and style, and potentially take advantage of an assumable VA loan at 4.9%.
Bring your ideas, envision the possibilities, and be sure to ask about the loan assumption.
Listing Details MLS# 619040
Location, Tax & Legal
- Street #
- 110
- Direction
- E
- Street Name
- Ridge
- Street Suffix
- Road
- Key/Island
- Plantation Key
- State/Province
- FL
- Zip Code
- 33036
- County
- Monroe
- Subdivision
- Plant Ridge (87.0)
- Area
- 25 - Plantation Key
Contract Information
- Listing Board
- Florida Keys
- Potential Short Sale
- No
- Bank Owned
- No
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- No
- Pool
- No
- Year Built
- 1959
- Total Units
- Yes
- Lot SqFt
- 8621
- Lot Sqft Source
- Tax Records
- Acres
- 0.2
- Living Apx SqFt
- 1749
- SqFt Source
- Tax Records
- Total Bedrooms
- 3
- Full Baths
- 2
- Total Baths
- 2
- Rentals Allowed
- Yes
Status Change Info
- Contingent
- None
Association Info
- Mandatory Home Owners Asc
- No
- 1st Right of Refusal
- No
Building Style
- Above Flood
- Unknown
- # Stories
- 1 Story
More Information
Financial Status
- Auction
- No
- Bank Owned
- No
- Potential Short Sale
- No
- Standard Sale
- Yes
Property Features
Fee Includes:
None
Tax Exemptions:
Homestead
Waterfront:
None
Waterview:
No Waterview
Dockage:
None
Property Condition:
Fixer Upper
Building Style:
Ground Level
Vehicle Storage:
Guest Parking; Off Street Parking; Open Parking
Furnished:
Unfurnished
Cooling:
Central Air
Heating:
Central
Utilities:
Cable Available; Community Swr Plant; FKAA
Interior Features:
Split Bedroom; Walk-in Closet(s)
Appliances:
Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Exterior Features:
Fencing; Lanai; Shed
Construction:
CBS
Shutters:
Clam Shell
Floor:
Concrete; Terrazzo
Roof:
Shingle Roof
Pets:
Pets Allowed
Land Size:
1/4 - 1/2 Acre
Terms:
No Seller Finance
Title:
Title Ins - Buyer
Listing Office:
Century 21 BE3
Last Updated: November - 03 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.