12 Bay Drive, Saddlebunch, FL 33040 (MLS# 621164)

12 Bay Drive, Saddlebunch, FL 33040

$972,000

Virtual Tour

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Virtual Tour

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Grandfathered in-- gated to protect small dogs but completely privately owned

Above ground swim spa pool -- Refreshing after day on the boat

Room for RV or large boat trailer parking

50 ft wide canal and 3+ foot control depth

imagine a full bathroom added to this space

Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 1,400 Lot Size (sq. ft.): 9,150 Status: Active

Current Price: $972,000 List Date: 8/31/2026 Last Modified: 10/05/2026

Overview

Description

Tucked along a wide, deep canal, this concrete 3 bedroom, 1 bath home offers a thoughtfully designed split floor plan that creates privacy and flexibility rarely found in a home of this size. The primary suite occupies its own side of the home, while the guest quarters are positioned on the opposite side--ideal for visiting family and friends, a home office, or simply having separate spaces to retreat and unwind. At the heart of the home, the living and kitchen areas bring everyone together with classic Conch island style and thoughtful updates, including new kitchen appliances, a remodeled bathroom, and efficient ductless mini-splits. Outside, the property feels like a private tropical retreat. Two mango trees, key lime, lemon, and starfruit trees mingle with palms and tropical flowers, creating a lush backdrop for slow mornings and easy entertaining. Relax on the sandy beach with lounge chairs, unwind in the jetted swim spa, rinse off in the outdoor shower with full bath, or en ... (Read more)

Listing Details MLS# 621164

Location, Tax & Legal

Street #: 12
Street Name: Bay
Street Suffix: Drive
Key/Island: Saddlebunch
State/Province: FL
Zip Code: 33040
County: Monroe
Subdivision: Bay Point Amd & 1st (15.0)
Area: 06 - Bay Point to Sugarloaf

Contract Information

Listing Board: Key West Association

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 3
Pool: Yes
Year Built: 1958
Lot SqFt: 9150
Acres: 0.21
Living Apx SqFt: 1400
SqFt Source: Appraisal
Total Bedrooms: 3
Full Baths: Yes
Total Baths: Yes
Rentals Allowed: Yes

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No

Dockage

Dock Length: 75
Dock: Concrete

More Information

Building Style

Above Flood: Yes

Pool Info

Other: Swim spa

Property Features

Fee Includes: None Tax Exemptions: Disability; Homestead; Widow/Widower Waterfront: Canal Front Waterview: Canal View; Open Water View Dockage: Boat Ramp Property Condition: Updated/Remodeled Building Style: Ground Level Vehicle Storage: Off Street Parking; RV Parking Open; Trailer Storage Furnished: Furnished; Negotiable Cooling: Ductless Utilities: Community Swr Plant; FKAA Interior Features: Pantry; Security System; Split Bedroom; Storage; Walk-in Closet(s); Whirlpool Bath Tub Specialty Rooms: Laundry Room; Sun/Florida Room Appliances: Dishwasher; Dryer; Ice Machine; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Fencing; Fruit Tree(s); Lighting; Outdoor Shower; Sandy Beach; Shed; Storage; Water Display Pool Info: Above Ground Construction: CBS; Concrete; Stucco Shutters: Panel Floor: Carpet; Tile; Vinyl Roof: Other Roof Pets: Pets Allowed Neighborhood Feature: Bike Paths; Community Boat Ramp; Tennis Courts Land Size: Less Than 1/4 Acre Terms: Assumable; Assumable; Cash; Conventional; FHA; VA Title: Negotiable GF-Interior Features: Tankless Hot Wtr Htr

Room Information

Room Name	Length	Width
Bedroom 2	12.31	9.31
Dining Room	15.11	12.53
Kitchen	12.91	10.58
Living Room	22.07	25.24
Bedroom 1	11.85	13.45

Documents

HO and WIND ›

Flood policy ›

Listing Office: Island Welcome Real Estate LLC

Last Updated: October - 05 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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