49G Miriam Street, Stock Island, FL 33040 (MLS# 620041)

49G Miriam Street, Stock Island, FL 33040

$929,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,000 Lot Size (sq. ft.): 3,669 Status: Active
Current Price: $929,000 List Date: 9/14/2026 Last Modified: 9/28/2026

Overview

Description

This newly built 2026 home on Stock Island delivers what buyers rarely find in the Florida Keys: true new construction, built to current code, with a fully legal guest suite and insurance costs designed to be as manageable as possible -- all priced under $1M. The main residence offers 3 bedrooms, 2 bathrooms, and over 1,500 square feet of thoughtfully designed living space elevated 18 feet above grade. Interiors feature waterproof and scratch-proof luxury vinyl plank flooring, quartz countertops, stainless steel appliances, and in-unit washer and dryer. HardiePlank siding, impact-rated doors and windows, and a metal roof complete a build package engineered for Keys living. Central air conditioning keeps the main home comfortable year-round. The elevated guest suite -- positioned at 9 feet with its own private entrance below the main home -- adds one bedroom, one bathroom, and approximately 500 square feet of additional living space, complete with quartz countertops, stainless steel a ...

Listing Details MLS# 620041

Location, Tax & Legal

Street #
49G
Street Name
Miriam
Street Suffix
Street
Key/Island
Stock Island
State/Province
FL
Zip Code
33040
County
Monroe
Subdivision
Lincoln Gard. No. 2 (5.0)
Area
05 - Stock Island to Shark Key

Contract Information

Listing Board
Key West Association
As is Rght to Inspct
Yes

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
No
Pool
No
Year Built
2026
Lot SqFt
3669
Lot Sqft Source
Tax Records
Acres
0.08
Living Apx SqFt
2000
SqFt Source
Builder/Architect
Total Bedrooms
4
Full Baths
3
Total Baths
3
Rentals Allowed
With Restrictions
Min Rental Days
28

Status Change Info

Contingent
None

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
No

Building Style

Above Flood
Yes

More Information

Specialty Rooms

Guest/Servant Qtrs
Legal

Financial Status

Standard Sale
Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: None Waterview: No Waterview Dockage: None Property Condition: New Construction Vehicle Storage: Covered Parking Furnished: Unfurnished Cooling: Central Air; Ductless Utilities: Community Swr Plant; FKAA Interior Features: Quartz Countertops; Split Bedroom; Walk-in Closet(s) Appliances: Dishwasher; Dryer; Range; Refrigerator; Washer Construction: Frame; Modular Floor: Vinyl Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; VA Title: Negotiable
Listing Office: Island Life Realty Experts
Last Updated: September - 28 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.