74980 Overseas Highway 3, Lower Matecumbe, FL 33036 (MLS# 620271)

74980 Overseas Highway 3, Lower Matecumbe, FL 33036

$1,890,000

Covered parking, 2 private storage rooms

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,845 Status: Active

Current Price: $1,890,000 List Date: 6/13/2026 Last Modified: 9/27/2026

Overview

Description

Experience the ultimate Florida Keys lifestyle in this stunning split-level waterfront loft and take advantage of the vacation rental revenue. Ideally located in highly sought-after Lower Matecumbe. This exceptional 5-bedroom, 3-bath residence combines contemporary design with breathtaking water views, creating a truly unique island retreat. The thoughtfully designed layout features three spacious bedrooms on the lower level and two additional bedrooms upstairs, connected by a spectacular modern staircase that serves as a striking architectural centerpiece. Soaring ceilings and expansive windows fill the home with natural light, while the open-concept floor plan seamlessly connects the living, dining, and entertaining spaces. The sleek, modern kitchen is perfectly positioned to serve both everyday living and waterfront gatherings. Generously sized bedrooms and beautifully appointed bathrooms provide comfort and privacy for family and guests alike. Step outside to an impressive 66 ... (Read more)

Listing Details MLS# 620271

Location, Tax & Legal

Street #: 74980
Street Name: Overseas
Street Suffix: Highway
Key/Island: Lower Matecumbe
State/Province: FL
Zip Code: 33036
County: Monroe
Subdivision: Sandglass (74.5)
Area: 22 - Lower Matecumbe

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes
Bank Owned: No
Species List: No

General Property Description

Realtor.COM Type: Residential - Condo/Townhouse
Style: Condo
Waterfront: Yes
Control Depth: 4
Unit/Complex: Unit
Pool: No
Year Built: 1989
Total Units: 4
Lot Sqft Source: Property Data Card
Living Apx SqFt: 2845
SqFt Source: Unknown/Condo
Total Bedrooms: 5
Full Baths: 3
Total Baths: 3
Rentals Allowed: Yes
Min Rental Days: 7

Association Info

Mandatory Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 1300
Assoc/Mnt Fee Per: Monthly

Dockage

Dock Length: 30

More Information

Building Style

Above Flood: Yes

Vehicle Storage

Car(s): 4+

Financial Status

Bank Owned: No

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating Tax Exemptions: None Waterfront: Bay Front; Canal Front; Oceanfront; Open Water Waterview: Bay/Gulf View; Canal View; Ocean View; Open Water View Dockage: Assigned Dock; Boat Lift; Boat Ramp; Boat Slip Property Condition: Updated/Remodeled Vehicle Storage: Carport; Assigned Parking; Covered Parking; Guest Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage Furnished: Partially Cooling: Ceiling Fans(s); Central Air Utilities: Elect Separate Meter; FKAA; Municipal Sewer Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Drapes/Blinds Incl; Entrance Foyer; Smoke Alarms; Storage; Walk-in Closet(s); Whirlpool Bath Tub; Window Treatments Pre-Wired: Cable Specialty Rooms: Loft Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Lighting; Privacy Wall/Fence; Storage Construction: CBS; Concrete Shutters: Roll Down Electric Floor: Carpet; Tile; Vinyl Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Beach; Bike Paths; Community Boat Ramp; Community Dockage; Manager on Premises Land Size: 1/2 - Less Than 1 AC Terms: Cash; Conventional Title: Title Ins - Buyer

Listing Office: Ocean Sotheby's International Realty

Last Updated: September - 27 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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