862 Cardinal Lane, Key Largo, FL 33037 (MLS# 621495)

862 Cardinal Lane, Key Largo, FL 33037

New Listing
$1,999,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,326 Lot Size (sq. ft.): 6,900 Status: Active
Current Price: $1,999,000 List Date: 10/03/2026 Last Modified: 10/05/2026

Overview

Description

OWNER FINANCING AVAILABLE -- 30% DOWN Brand-New Oceanside Waterfront Home with Pool & Dock in Key Largo Discover a beautifully crafted new construction home designed for effortless waterfront living in Key Largo. Situated directly on the ocean side, this impressive 4-bedroom, 4-bath custom residence pairs contemporary finishes with an exceptional outdoor setup made for boating, entertaining, and enjoying the Florida Keys lifestyle. Your Private Outdoor Retreat: The backyard is designed to be enjoyed year-round, centered around a heated and chilled saltwater pool featuring: 5'-6'' depth, Massage jets, Beach shelf with umbrella holder, Five LED pool lights' and a Safety net. Just beyond the pool, a substantial 15' x 40' private dock provides an ideal launch point for days on the water. The dock includes durable polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, and both 30-amp and 120V electrical receptacles. Outdoor Entertaining, Elevated: The covere ...

Supplements: Additional Property Features: Standing-seam 16" panel metal roof, Brick driveway with solar lighting, Spacious covered outdoor living area, Quick access to the Atlantic, Brand-new construction and Move-in ready Whether you're envisioning a private Keys getaway, a full-time waterfront residence, or a place where boating and outdoor living are part o ...

Listing Details MLS# 621495

Location, Tax & Legal

Street #
862
Street Name
Cardinal
Street Suffix
Lane
Key/Island
Key Largo
State/Province
FL
Zip Code
33037
County
Monroe
Subdivision
Winston Waterway (102.0)
Area
27 - Key Largo MM 97-107

Contract Information

Listing Board
Florida Keys
As is Rght to Inspct
Yes

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
3
Pool
Yes
Year Built
2025
Lot SqFt
6900
Lot Sqft Source
Property Data Card
Acres
0.15
Living Apx SqFt
2326
SqFt Source
Property Data Card
Total Bedrooms
4
Full Baths
4
Total Baths
4
Rentals Allowed
With Restrictions
Min Rental Days
28

Association Info

Mandatory Home Owners Asc
No
Voluntary Home Owners Asc
No
1st Right of Refusal
No

Dockage

Dock Length
40
Dock
Composite

More Information

Building Style

Above Flood
Yes
# Stories
2 Stories

Vehicle Storage

Car(s)
4+

Pool Info

Heated
Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Property Condition: New Construction Vehicle Storage: Carport; Attached; Off Street Parking; Open Parking Furnished: Unfurnished Cooling: Ceiling Fans(s); Central Air Utilities: Buyer to Verify; FKAA; Municipal Sewer Interior Features: Built-in Cabinets; Cathedral Ceilings; Entrance Foyer; Walk-in Closet(s) Appliances: Dishwasher; Dryer; Freezer; Microwave; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Lighting; Outdoor Kitchen; Storage Pool Info: In Ground Construction: CBS Floor: Tile Roof: Metal Roof Pets: Pets Allowed Security: Other Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; Seller Finance Psble Title: Title Ins - Buyer GF-Interior Features: Tankless Hot Wtr Htr
Listing Office: American Caribbean Real Estate, Christie's International Real Estate
Last Updated: October - 05 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.