94825 Overseas Highway 28, Key Largo, FL 33037 (MLS# 621886)

94825 Overseas Highway 28, Key Largo, FL 33037

$3,617,000

Large corner lot next to preserve on the South Side

Summer kitchen with cabinets, bar and bbq grill.

Fenced backyard looking into luxury home.

View to fenced in yard and ocean from 2nd floor

Secondary bedroom 3rd floor with separate sitting area

Sitting area in Secondary Bedroom 3rd level

Bedroom being used as a gym with full bathroom

Jack and Jill full bath with linen closet

Penthouse Floor (4th primary bedroom (1,000 sq ft)

Penthouse floor 1,000 sq ft, primary bedroom.

Large Primary Bedroom on 4th floor with huge terrace.

Large primary bedroom with living area on Penthouse floor 4th floor.

Living area on 4th floor, primary bedroom.

Oceanfront huge terrace approximately 500 sq ft on Penthouse floor.

Huge terrace looking into Penthouse living area primary bedroom.

Very private lot with preserve on south side.

Largest yard in the community, home on double lot.

Very private lot, plenty of room for pool.

Large clubhouse with gym, party room, outdoor seating and more.

Property Type: Residential Bedrooms: 6 Baths: 7 Square Footage: 4,315 Lot Size (sq. ft.): 3,776 Status: Active

Current Price: $3,617,000 List Date: 11/01/2026 Last Modified: 11/01/2026

Overview

Description

Amazing views awaits you at this brand new and exquisite oceanfront property overlooking stunning watercolor views from every angle. This hidden gem location on an oversized end lot in prestigious Key Largo Ocean Resorts, this 6 bedroom, 6.5 bathroom beauty with a spacious den offers large living with 1800 square feet of living on each of the two main floors and another 900 square feet on the fourth floor with unsurpassable open water views from a spacious terrace. An elevator is available for easy access to this palatial home. Observation pier permit with Army Corp approval. Community clubhouse, pool, tennis courts and playground offered as part of the association. Private Fenced back yard 48 Inch Cement summer kitchen with sinks lots of storage and stainless steel cabinets EV Charger Generator Elevator Approve overwater deck Appraised done on 10/24/26 $4.3 million

Listing Details MLS# 621886

Location, Tax & Legal

Street #: 94825
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Key Largo Ocn Resorts (94.5)
Area: 26 - Key Largo S of MM 96.9

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes
Species List: No

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 5
Pool: Yes
Year Built: 2024
Lot SqFt: 3776
Lot Sqft Source: Survey
Acres: 0.09
Living Apx SqFt: 4315
SqFt Source: Appraisal
Total Bedrooms: 6
Full Baths: 6
Half Baths: Yes
Total Baths: 7
Rentals Allowed: With Restrictions
Min Rental Days: 30

Association Info

Mandatory Home Owners Asc: Yes
Condo Doc's: Yes
1st Right of Refusal: No
Assoc Approval Req: Yes
Maintenance Fee $: 1172.2
Assoc/Mnt Fee Per: Monthly

Dockage

Seawall: Cut/Natural

More Information

Building Style

Above Flood: Yes
Stilt Column Height: Tall - 10Ft & Over
# Stories: 4 Stories

Financial Status

Standard Sale: Yes

Property Features

Fee Includes: Cable; Common Area Mnt; Security; Other Tax Exemptions: Homestead Waterfront: Oceanfront; Open Water Waterview: Ocean View; Open Water View Property Condition: New Construction Vehicle Storage: Carport; Covered Parking; Guest Parking Furnished: Furnished; Negotiable Cooling: Central Air Heating: Central Utilities: Buyer to Verify; Cable Available; FKAA; Water Separate Meter; Whole House Generatr Interior Features: Drapes/Blinds Incl; Elevator; Fireplace(s); Pantry; Quartz Countertops; Smoke Alarms; Storage; Walk-in Closet(s); Window Treatments; Other Pre-Wired: Cable; Cat 5; Optical Specialty Rooms: Gym; Laundry Room Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Trash Compactor; Washer Exterior Features: Bar; Built-in Grill; Fencing; Lighting; Outdoor Kitchen; Privacy Wall/Fence; Storage Accessibility Feat: Accessible Elevator Installed; Accessible Kitchen; Parking Pool Info: In Ground Construction: CBS; Concrete Floor: Terrazzo Roof: Concrete Roof Pets: Pets Allowed Neighborhood Feature: Beach; Clubhouse; Community Boat Ramp; Community Dockage; Community Pool; Handicap Facilities; Manager on Premises; Tennis Courts; Other Area Features Security: Electric Gate; Manned Gate; Patrolled Area Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; No Seller Finance Title: Negotiable; Title Ins - Buyer GF-Interior Features: LED Lighting; Low Flow Toilets; Programmable Thermst; Tankless Hot Wtr Htr

Listing Office: Ferrarri International Realty Inc

Last Updated: November - 01 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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