94825 Overseas Highway 281, Key Largo, FL 33037 (MLS# 616376)

94825 Overseas Highway 281, Key Largo, FL 33037

$940,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 1,540 Lot Size (sq. ft.): 1,658 Status: Active
Current Price: $940,000 List Date: 9/03/2025 Last Modified: 8/14/2026

Overview

Description

BUYERS — A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated oceanfront community that has evolved from a modest trailer park co‑op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: • A generous open layout • A dedicated laundry room • A charming peek‑a‑boo ocean view • Ample covered space downstairs for your boat, golf cart, and ou ...

Listing Details MLS# 616376

Location, Tax & Legal

Street #
94825
Street Name
Overseas
Street Suffix
Highway
Key/Island
Key Largo
State/Province
FL
Zip Code
33037
County
Monroe
Subdivision
Key Largo Ocn Resorts (94.5)
Area
26 - Key Largo S of MM 96.9

Contract Information

Listing Board
Florida Keys
As is Rght to Inspct
Yes
Potential Short Sale
No
Bank Owned
No
Species List
No

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
No
Pool
No
Year Built
2020
Lot SqFt
1658
Lot Sqft Source
Property Data Card
Acres
0.04
Living Apx SqFt
1540
SqFt Source
Seller
Total Bedrooms
4
Full Baths
3
Half Baths
Yes
Total Baths
4
Rentals Allowed
With Restrictions

Association Info

Mandatory Home Owners Asc
Yes
1st Right of Refusal
Yes
Association Fee $
434.37
Assoc/Mnt Fee Per
Monthly

Building Style

Above Flood
Yes
# Stories
3 Stories

More Information

Financial Status

Auction
No
Bank Owned
No
Potential Short Sale
No

Property Features

Fee Includes: Cable; Common Area Mnt; Security Tax Exemptions: None Waterfront: None Waterview: No Waterview Dockage: Boat Ramp Vehicle Storage: Covered Parking Furnished: Furnished Cooling: Central Air Heating: Central Utilities: Cable Available; FKAA; Municipal Sewer Interior Features: Drapes/Blinds Incl; Granite Counter Top; Security System Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Construction: CBS Floor: Tile Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Clubhouse; Community Boat Ramp; Community Pool; Tennis Courts Security: Patrolled Area Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA Title: Title Ins - Buyer
Listing Office: RE/MAX All Keys Real Estate
Last Updated: August - 14 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
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